Travel Insurance
Whether for business or pleasure, we provide global peace of mind
Single Trips.
If you travel up to twice per year, Single Trip Travel Insurance is the most suitable option for your needs. This insurance coverage protects you and your travel companions for up to 180 days at any one time.
Family cover is highly affordable, as your children up to 2 years of age will be covered free of charge. Additionally, children between 3 and 15 years of age are eligible for lower rates. For those traveling in groups of more than ten people, discounted group rates are available.
With three distinct cover levels, you can choose the plan that aligns with your specific needs. The table below provides an overview of the coverage and policy limits. If you’re planning a skiing trip, consider opting for Winter Sports cover at an additional premium. Keep in mind that all our products can be purchased anytime before your departure flight. Simply begin your travel insurance quote now, and we will promptly send you your policy details via email.
Table of Benefits.
Sections limit Per Person | Low-Cost Euro | Economy Euro | Club Euro | Excess Euro Per Person |
1A Cancellation Abandonment | €1200 | €5500
|
€7500 | €50 |
1B Trip Cancellation | €1200 | €2000 | €3000 | €50 |
2A Medical Expenses
|
€50000
|
€250000 | €750000
|
€50 |
2BA Hospital Benefit | €500 | €750 | €1000 | NILL |
2BB Treatment in Malta
|
€750 | €1000 | €1250 | Nill |
3A Delayed Departure | €250 | €250 | €500 | NILL |
3B Missed Departure | €250 | €750 | €1500 | Nill |
3C Hijack | €500 | €500 | €500 | NILL |
4A Personal Money | €1000 | €1500 | €2500 | €50 |
4BBaggage | €1000 | €2500 | €3500 | €50 |
4B Baggage Limit per Item
|
€500 | €750 | €1000 | NILL |
4C Delay Luggage
|
€150 | €350 | €1000 | NILL |
4D Travel Documents | €125 | €200 | €250 | NILL |
4E Rental vehicle policy excess | €500 | €750 | €1000 | NILL |
5 Liability | €1250000 | €1250000 | €1250000 | €50 |
6 Personal Accident | €10000 | €20000 | €45000 | NILL |
6 Personal accident if under 16 years old | €5000 | €10000 | €25000 | NILL |
Important Note: The European Health Insurance Card (EHIC) or the Global Health Insurance Card (GHIC) for UK citizens provides you with free or reduced-cost emergency medical treatment in countries within the European Economic Area (EEA). Keep the EHIC/GHIC card safe, preferably with your passport, and carry it with you when travelling within the EEA. For more information and/or to obtain the card please visit EHIC – European Health Insurance Card https://www.schengenvisainfo.com/europe-travel-insurance/ehic/
Benefits and Advantages.
- Unavoidable Cancellation
- Emergency Medical Expenses
- Abandonment of Trip
- Delay
- Lost Luggage
- Personal Belongings
- Travel documents
- Your Legal Liability
- Additional Accommodation expenses
- Inevitable lengthening of trip
- COVID-19 cover at an additional premium
Travel Open Cover.
If you Anticipate travelling more than twice a year, opting for annual travel insurance proves to be a convenient and cost-effective alternative compared to obtaining multiple single trip policies.
Multi trip travel insurance policy provides coverage for an unlimited number of trips over a 12-month period with each individual trip allowed a duration of up to 180 days.
The comprehensive policy safeguards not only your leisure vacations but also your business trips. Additionally, you have the option to include temporary, coverage for winter sports at an extra premium.
With four distinct configurations of coverage, you have the flexibility to choose the plan that best suits your individual needs.
It is important to note that you can acquire travel insurance at any point before your departure flight. Commence your quote now, and we will promptly deliver your documents via email.
Covid 19 Extension.
If the appropriate additional premium per insured person per trip has been paid, and the COVID -19 extension is indicated as ‘yes’ in the schedule, it is hereby declared and agreed that, notwithstanding exclusion XXIII, certain provisions related to COVID-19 coverage applies.
Cover includes:
Cancellation expenses will be incurred if you, you’re travelling companion, your close relative/s , or individuals hosting the insured persons experience death, illness ,mandatory quarantine , or are compelled to self-isolate due to COVID -19.This coverage is applicable provided that any of the mentioned individuals receive a positive COVID-19 test result confirmed within 14 days of the insured persons ‘ departure date from Malta.
Coverage for COVID 19 under section 1 and section 2 is subject to the following conditions:
- The limits specified in your policy Schedule for each respective section.
- It is not possible to purchase cover when you, your travelling, companion, your close relative/s, or individuals hosting the insured persons exhibit symptoms, test positive, or are waiting a test result for COVID-19.
The company also provide coverage for the following scenarios-
Your Trip is unavoidably cancelled due to an avalanche, earthquake, volcanic eruption, tsunami, explosion, fire, landslide, storm, or flood that renders the accommodation you are staying in abroad uninhabitable.
Adverse weather conditions that cause the complete cessation of services of your cruise liner for at least 48 hours.
Additional expenses incurred following the declaration by authorities that the accommodation in which you are staying in unsafe.
Your trip by air or sea is cancelled due to extreme weather conditions, natural catastrophes, or labour strikes, provided that such cancellation could not have been expected at the time of purchasing this policy.