Motor Insurance
Private, Commercial and Motorcycles
Extensions.
Enjoy added benefits without the extra cost. Depending on your coverage, these extensions come standard:
• Free Roadside Assistance and Breakdown Service for all policies
• Free 30-Day Extension in the EU for Comprehensive and Fire & Theft policies
• Personal Accident coverage for all passengers
• Legal Assistance for uninsured losses
• Emergency Overnight Accommodation outside Malta
• Courtesy Vehicle
• Personal Belongings protection
• Loss of Keys coverage
• Increased Medical Expenses
• Glass Breakage included.
• Entertainment Equipment safeguarded.
• Use by the Motor, Hotel, or Restaurant Trade
For even more security, consider our OPTIONAL EXTENSIONS at an additional premium:
• Protected No Claims Discount (available for all covers)
• Earthquake Cover (available for Comprehensive policyholders only)
24/7 Roadside Assistance.
Stay worry-free on the road with a FREE Roadside Assistance & Breakdown Service!
A comprehensive Roadside Assistance and Breakdown Service cover has you protected anywhere in Europe. To access this valuable service, simply contact our 24/7 Call Centre at 2248 0204.
With a standard Motor policy, Middlesea Assist offers complimentary Roadside Assistance and Breakdown Service, including the following benefits:
- On-the-spot repair for mechanical or electrical breakdowns
- Battery boost and flat tire assistance
- Towing of your vehicle after a breakdown or accident
- Second delivery service for night time, weekend, or holiday breakdowns
- Transportation of vehicle occupants
- Additional flat tire assistance
- Fuel delivery (limited to 1 service per policy period)
- Locksmith service (limited to 1 service per policy period)
These FREE ASSISTANCE services are available for motor vehicles that are:
- Insured under a valid Mapfre Middlesea Private, Commercial, or Motorcycle Policy
- Weighing up to 3,500kg
- Using petrol, diesel, or classified as hybrids or electric.
Words of Guidance.
Guidelines for Dealing with Accidents
In the Event of an Accident:
Refrain from assigning blame or arguing; stay calm and collected.
If there are casualties, promptly call an ambulance. If injuries or government property are involved, contact the police.
Dial 112 for emergency ambulance or police services.
If it’s a non-bumper-to-bumper traffic accident, reach out to local wardens at 21320202, and refrain from moving vehicles until details are recorded.
Always keep a Front-to-Rear collision form in your vehicle.
If you have a camera, take photographs of the accident scene.
Record the following Third-Party information: name, address, telephone number, vehicle registration number, insurer, type of cover, and policy number.
Note down names and contact details of witnesses, including passengers.
Notify us of the accident on the same day if possible.
Additional Tips.
Do not place a child in front of an active airbag, as they are designed for adult protection.
Consider weather and road conditions while driving and always wear your seat belt.
Never mix medicine and alcohol, as they can impair driving skills.
Always remove the ignition key when exiting the car, even in your own driveway or at a petrol station.
Never leave windows or sunroofs open, even during brief stops at shops.
Avoid leaving belongings visible in your car, as thieves may mistake them for valuables and cause damage.
Do not leave credit cards or cheque books in the glove compartment.
If possible, park in a locked garage; otherwise, choose well-lit, open spaces. Consider using anti-theft devices to enhance security.”
Discounts and Benefits.
25% Discount on Newly Registered Vehicles
15% Introductory Discount – Enjoy a 15% discount when securing a new motor policy. The exceptional offer is tailored for drivers over 21 years of age who are yet to accumulate a No claim bonus Discount and have maintained a clean record over the past 2 years.
10% One Person driving discount – Avail yourself of a 10% discount exclusively designed for individuals aged 25 and above, opting for a comprehensive cover for a single driver.
7.5% Two named drivers discount – For those preferring comprehensive cover with two named drivers, relish a 7.5 % discount applicable to any one over twenty-five and over.
10% multi-vehicle discount – Secure a 10 % discount by insuring more than one vehicle with our esteemed company.
10-20% Voluntary excesses discount – Embrace flexibility with voluntary excess ranging from 10% to 20 % on Comprehensive cover.
10% home discount -Enhance your savings by 10% when holding a Home Insurance Policy with our company.
10-17.5% Shareholders Discount– As a valued shareholder, enjoy exclusive discounts ranging from 10% to 17.5%, proportional to the amount of shares held.
10% Life Insurance and savings plan discount – Revel in a 10 % discount when possessing a baby bond Life insurance and/or other Middlesea Valletta Savings Plans.
Experience Comprehensive Benefits at No additional cost
- For third-party damage claims by drivers over 18 years of age, no excess applies.
- Improved No claim bonus.
- Reduction of excesses for various age categories.
- Convenient issuance of car licences alongside you insurance documentation.
- Reduced Minimum premium.
- One policy for all classes of vehicles.