SME Insurance
Safeguarding Every Venture, Securing Your Tomorrow


Summary.
A business venture constitutes a continuous investment, and the fruits of your hard work deserve protection. Accompanying your well-earned achievements with a comprehensive insurance policy is essential to safeguard yourself, your business, and your employees. The SME insurance policy has been meticulously crafted to address the specific needs of small and medium enterprises, offering an excellent business solution to fortify your accomplishments.
This business insurance policy stands as the optimal solution for various business types, including offices, catering establishments, retailers, professionals, clinics, and any other small or medium-sized enterprises engaged in the sale of goods or provision of services from their premises. Furthermore, a diverse array of tailor-made products is available to cater to the unique insurance requirements of larger industrial risks. These offerings ensure a comprehensive and flexible approach to meeting the varied needs of businesses operating on a larger scale.
Investing in the right insurance coverage not only protects your current achievements but also serves as a strategic measure to fortify the future success and sustainability of your enterprise. For any inquiries or to explore the most suitable insurance options for your business, please do not hesitate to contact us. As a company we are here to assist you in securing the longevity and prosperity of your venture.
The SME policy provides cover for property, stock, and other trade contents, public and products liability, employers liability, loss of income and loss of book debts, money and personal accident cover, fidelity guarantee, equipment breakdown as well as an annual travel cover for the insured or any other employees.


Accidental damage cover.
This policy provides ACCIDENTAL DAMAGE cover in respect of your property (buildings and contents) and includes damage against:
- Fire, lightning, and explosion
- Earthquake
- Impact with the property insured.
- Riot, civil commotion, strike, locked-out workers, malicious persons.
- Storm, tempest, or flood
- Bursting or overflowing of water tanks, apparatus, or pipes.
- Hold-up by violence and/or threats of violence
- Aircraft
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Frequently asked questions
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